Why LFS?

At Lepore Financial Services; we’re advisors, not salespeople.

LFS offers a full range of financial services including fee-based management, traditional brokerage, financial planning, retirement planning, education, risk management, investments, tax planning, insurance, and estate planning.

We see fee-based management as the future of the industry and are leaders in innovation at LFS. The benefit to you is that our success depends solely on the success and growth of our clients’ portfolios. Take a look around our site or, better yet, give us a call and let us show you the difference an active and truly unbiased advisor can make for your financial future.

What does fee-based mean to me?

With fee-only accounts, we don’t receive compensation from brokerage firms, banks, mutual fund companies, or insurance companies. Our only compensation comes from our clients, so it eliminates the commission-based conflict of interest. This means no loads, less fees, and NO commission incentives for your advisor. It also means we’ll work to reduce your investment costs.

Does fee-based mean I’ll pay more?

No. In fact you will most likely pay less than working with a commission-based advisor. Because we’re able to use institutional-class shares of mutual funds that aren’t available to retail investors, that’s just one way we can save you money. What’s more, in the mutual fund area, we only use no-load funds, and the resultant transaction costs for our clients are minimal.

So, no sales commissions and possibly lower costs. Anything else?

Yes. Registered Investment Advisory firms owe a fiduciary duty to their clients; that is, their client’s interests must come first. Brokers and other commission-based financial advisors are only required to sell you a “suitable” investment. Of course, as our clients are our only source of income, it’s very easy for us to put their interests first.

To receive more information or full documentation on fee-based management, use our contact form or call us today, 732-779-8554